Articles by Jim Miller on a wide variety of topics from personal finance to philosophy and entrepreneurship to self-improvement.
Everyone who has read my blog, seen me speak or read my book already knows my opinion on this debate. But we’re each different in our requirements and abilities. Should you budget using an Excel budget template, (or any spreadsheet), or one of the many software budgeting tools? To Excel Or Not To Excel If […]
Budgeting Software vs Excel Budget Template Read More »
Learning how to budget is easier than ever. With the personal finance technology that has come out in the past few years, it takes less time to budget than it does to not have a budget and figure out where your money went. The days of reconciling transactions and looking over bank statements are over
Some people think budgeting is a chore for people who don’t have much money. This is completely wrong. Budgeting is for people who want to achieve their financial goals, whether wealthy or struggling. In fact, people with the most money are notoriously the most prolific budgeters. Budgeting is the process of setting up a plan
Have you ever felt that it was time to quit something you think you love? I have and although there is this ubiquitous mantra of persistence, there are times when you know it is best to stop. This is my story of one of those times. Launch Day I started a company called The Sweet
Also referred to as the complimentary close, the valediction in a letter or email is where one writes, for example, Yours Truly, Take Care, Sincerely, Piss Off or Peace to end a note. The valediction is important in writing, especially in business communications. Equally as important is a useful signature. Most business-related emails have a
The WORST Mistake You Can Make In a Work Email Read More »
So you have a child, friend, co-worker, sibling or other relative that is graduating college and going out into the world for the first time. You want to get them something awesome, but you have no idea what to buy. Graduation is a big deal and you want to get this person something they’ll love,
A College Graduation Gift Idea Read More »
Black Friday has earned itself a dark reputation these past few years and we could sit and watch the Black Friday Death Count increase as proof. More astonishing, in 2013, customers voted to push Black Friday into Thanksgiving Thursday by showing up to the stores in the millions on the holiday. And for what? To
What Black Friday Taught You Read More »
In this post written for Mint.com, Jim tells a personal story for everyone that shares a bank account with their significant other: I love my wife. We dated for three years and got married about a year ago in my hometown of Chicago. She was a career woman doing international visual merchandising for a large
My Wife: From Shopaholic to Budget-Conscious Shopper Read More »
Have you ever noticed yourself feeling a little richer when the stock market has a good day? Maybe a big compliment from your boss sends you to Macys to buy a new watch, because you feel a promotion might be in your future? Maybe housing prices are up in your neighborhood and so you feel
Most personal finance books are like fad diets. They fail because they’re not specifically tailored to what we want and need in the first place. Much like New Year’s resolutions, they’re great at motivating us temporarily, but temporary change is not change. With the mounds of personal finance books that people read each year, we
Why Most Personal Finance Books Won’t Help You Read More »
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